National Pet Health Insurance Month & Kroger Giveaway

National Pet Health Insurance Month: September is nationally recognized as Pet Health Insurance month, and Kroger is inviting pet owners to learn more about policy options for their furry friends. This year marks the second annual celebration of the pet insurance month in the United States with pet insurance becoming more and more popular.


Vet care has increased significantly within the past few years. Pet owners can now seek treatment for their pets from dialysis to cancer treatments to surgeries, and pets are living longer than ever. But with the increased level of care comes an understandable increase in cost. According to the American Pet Products Association vet bills topped $11 billion across the nation in 2008.


Pet insurance is an option pet owners may want to consider. Pet insurance can allow owners to have coverage for the unexpected, and it can allow them to better budget for planned expenses. Some plans, such as the accident-only pet insurance plan covers treatment that results from an injury or accident, such as a car collision or unintentional ingestion. But with a more inclusive policy, pet owners can seek reimbursement for preventative care, such as teeth cleaning, flea control, annual exams and behavioral training. Pet insurance can provide peace of mind for pet owners, knowing they will not be stuck making a decision between proper care for their pet and possible “economic” euthanasia.


Tips to Keep in Mind: If you’re looking to benefit from obtaining a pet insurance policy, here are a few tips to keep in mind:

• Get the coverage you want. Take the time to review what policies are available. Some carriers, like Kroger and PetFirst Healthcare, offer accident-only coverage, which pet owners may find more attractive than a premium coverage plan which costs more per month. Pet owners should examine how much they’re willing to spend on the monthly premium and match that with the benefits of each plan.
• Buy early. Most, if not all pet insurance providers will refuse a pet with a pre-existing condition. Just like in humans, a pre-existing condition means the pet was diagnosed with an illness or disease prior to seeking pet insurance. It’s best to seek coverage from Day 1 to avoid the possibility of a pre-existing condition.
• Know your coverage. Not all treatments will be covered, and what’s covered varies from policy to policy. Because pet owners pay out-of-pocket and then file a claim for reimbursement, some pet owners may not know a treatment isn’t covered until their claim is denied. Avoid that scenario by knowing the coverage benefits before walking into a vet’s clinic.

You can keep up with Kroger Pet Health on twitter @PetsOfHealth.  You can also tweet using the hashtag #pethealth and follow along during national pet health insurance month!

Win it: 1 Coupon Clippin' Mommy reader will win a $20 Gift Card to Kroger.

Mandatory Entry: Visit the Kroger Pet Insurance page and tell me something you learned.
Please make sure if your email address is not visible in your blogger profile you leave one in your initial entry!

Extra Entries:

• Follow CouponClippin on twitter
• Follow PetsOfHealth on twitter
• Tweet about this giveaway including @CouponClippin, @PetsOfHealth and a link to this post(can be done daily) 

win $20 Kroger card to celebrate national #pethealth insurance month @PetsOfHealth @CouponClippin http://bit.ly/cWKwsY Ends 09/30 #giveaway

• Follow Coupon Clippin' Mommy via Google Friends Connect
• Subscribe to Coupon Clippin Mommy
• "Like" Coupon Clippin' Mommy on Facebook
• Add my button to your blog (leave me a link were I can find it). 

This giveaway will end on September 30, 2010 at 11:59 PM EST. The winner will be drawn via random.org. The winner will be notified via email and will have 48 hours to respond. Open to US residents only.
 

Disclosure: Kroger provided me with a $20 gift card from its One-Stop Gift Card Shop so that I could select my pet-related products at Kroger, as well as a gift card for one of my readers so they could do the same.

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